Chances are good that if you are behind on your mortgage your bank will be contacting you requesting financial information in order to determine if you are eligible for a loan modification or workout.
DO NOT SUBMIT ANY INFORMATION WITHOUT READING THIS BOOK!!!
Banks and investors look for borrowers who fit their specific income vs. expense criteria. If you provide them with required information and fill out loss mitigation documents/forms without educating yourself, you are crippling your chances of drastically lowering your payments and/or saving your home.
Loan Modification Made Simple tool kit will teach you how to reply to the banks so that you have the best chance for a top notch modification. We know what banks look for. If you make too much money, the bank will not lower your payment. If you do not make enough money, they will force you out of your home. This small investment will save you thousands of dollars over the life of your loan.
• Example Savings: $300,000 loan, 30 Year Amortization, Principal and Interest Payments
6% = $1,798.00 per month
5% = $1,610.00 per month
4% = $1,432.00 per month
Difference from 6% to 4% : $366.00 per month 5 Year Savings:$21,960.00
STOP!
Read This Book Before You:
Foreclose, Short Sale or Deed in Lieu of Foreclosure
Do not give up your house without a fight! All of those solutions will take your house and further damage your credit. Why take those options when you can modify your loan, keep your house and manage your credit? The choice seems obvious!.
Take Your Banks Offer or Solution
Banks are not giving people an initial offer that is in your best interest. Of course not! Do not accept their offer until you learn how to properly negotiate a deal that can save you tens of thousands of dollars over the life of the loan.
Pay a Loan Modification Company
Why pay a company thousands of dollars for a service you can do yourself? With the right knowledge and ammunition you can modify your loan as well as many of the modification companies out there.
Start the Loan Modification Process
What most homeowners do not realize is that banks are equally afraid of foreclosure as the homeowner. Learn what banks fear and how much money they stand to lose if you foreclose. Use the threat of foreclosure as a bargaining chip to get the best possible modification. Take the power away from the bank!
Kick Your Rising Payments and Late Fees Away!
Free Yourself by Learning How to Negotiate with Your Lender and Save Your Home
Take Advantage of This Up to Date Loan Modification eBook
Eliminate your problems and your worries. Free yourself from your overwhelming mortgage troubles while still keeping your house. Learn how to take control over your situation, address your lender and work out a solution that will help you regain the ability to sleep at night.
Knowledge is Power! Learn how to negotiate with your lender to gain the ability to modify your loan to a payment that you will be able to afford for as long as you are in your home. Loan Modification Made Simple eBook breaks down the mortgage and modification industries so that the everyday homeowner can understand. There are no other loan modification eBooks out there designed to empower homeowners to modify on their own like this one. Don’t spend another day in the dark. Educate yourself and break free of your rising interest rates and past due balances!!!
Your Bank is Looking Out for Its Best Interests.
You Need to Look Out for Yours!
Learn Loan Modification - - - Learn How to Successfully:
Modify Your Own Loan
Loan Modification Made Simple includes Step by Step instructions on how to modify your own. Get inside your lender's head and use their weaknesses to your advantage. Use our forms and example modification proposal to successfully modify your loan. Know what to expect from your lender so you can be one step ahead. This loan modification eBook will help you understand the modification industry better than many modification companies out there. The more you know, the higher you can set your modification expectations.
Reduce Your Monthly Payments
Learn how to permanently lower your monthly mortgage payments to numbers that you can afford. You are only going to get one shot at modifying your loan. Make sure that you lower your payments as low as they can get! Knowing how to deal with your lender and what their limits are will enable you to drastically reduce your monthly mortgage payments.
Eliminate Your Past Due Balance
A past due balance feels like having a giant weight driving homeowners into the ground. Lenders add their fees and penalties to that past due payments causing things to get out of control. Learn how to eliminate that past due balance, become current on your mortgage and reduce your monthly payments.
Lower Your Rate and Principal
Knowledge is power. With the right information and preparation troubled homeowners can permanently and drastically reduce their interest rate and/or their principal balance.
Negotiate with Your Bank
Do not be afraid of your bank. Modification is Negotiation. The bank is going to look out for their best interest just like you are looking out for your own. Learn the bank's weaknesses, what they have to lose and how to use it in your favor. Without the right knowledge and confidence, the bank will win the negotiation every time.
If You Were the Victim, You Now Have the Power!
Let Loan Modification Made Simple help you with your Forensic Audit
Add Power to your Loan Modification Proposal with an Attorney's Prepared Forensic Loan Audit
Predatory lending violations ran rampant through the mortgage boom as brokers and lenders hired under qualified help. It’s believed that over 88% of Loans between 2001 – 2006 had either RESPA (Real Estate Settlement & Procedures Act) or TILA (Truth in Lending) violations. These FEDERAL VIOLATIONS (enforceable in every state) are taken very seriously by our judicial system. Lenders do not want to face litigation, especially when they know that they are going to lose.
Have our attorney’s perform a forensic review on your loan documents and stack the deck against the lender when negotiating your loan modification. You only have one shot at a loan modification, make sure you do it right.
Want the LOWEST payment possible?
FORENSIC LOAN AUDITS including a Money Back Guarantee!
If our Attorneys do not find a violation, you get 50% of your money back!
Identifying Federal Predatory Lending Violations in your loan documents is the only way to force your lender into giving you the best possible loan modification. RESPA and TILA violations are enforceable in every state! If you include an identified predatory lending violation with your loan modification proposal, you now have the upper-hand in the negotiations and can get an amazing modification.
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We wish you the best of health, peace and prosperity.
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